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Can You Claim Universal Credit While Doing an Apprenticeship?


Apprenticeships are an excellent way to gain practical skills and knowledge while earning a wage. However, you may wonder, “Can you claim universal credit while doing an apprenticeship?”

Universal Credit is a government benefit designed to provide financial support to low-income individuals and families or those out of work. Suppose you are considering an apprenticeship and wondering whether you can still claim Universal Credit. This article aims to explain the eligibility criteria and how they may impact your financial situation.

Can You Claim Universal Credit on an Apprenticeship

Eligibility for Universal Credit

You need to meet certain eligibility requirements to determine whether you can claim Universal Credit while on an apprenticeship. Here are the key factors to consider:

  1. Age: Apprentices must be 16 or over to be eligible for Universal Credit.
  2. Work and Earnings: Apprenticeships involve paid employment, and the amount you earn may affect your Universal Credit entitlement. Universal Credit is means-tested, meaning your income and other financial circumstances will be considered when determining the support you are eligible for. However, apprenticeships are generally considered low-paid roles, and you may still be eligible for Universal Credit if your earnings are below a certain threshold.
  3. Working Hours: Universal Credit requires claimants to meet certain work requirements, including the hours worked. The rules vary depending on age and whether you have children or a disability. As an apprentice, you will likely have a contract specifying your working hours, and it’s important to ensure you meet the minimum requirements to maintain your Universal Credit eligibility.
  4. Household Circumstances: If you have a partner or dependents living with you, their income and circumstances will also be considered when assessing your Universal Credit claim.

Apprenticeship Funding and Support

While Universal Credit can provide financial assistance, exploring other forms of funding and support available specifically for apprentices is worth exploring. Some of these options include:

  1. Apprentice Minimum Wage: As an apprentice, you are entitled to a minimum wage based on your age and the stage of your apprenticeship. The current rates can be found on the government’s official website.
  2. Additional Financial Support: Depending on your circumstances, you may be eligible for other forms of financial support, such as a bursary or a grant. These can help cover the costs of travel, tools, equipment, or other essential expenses related to your apprenticeship.
  3. Travel and Housing Support: If your apprenticeship requires you to travel long distances or relocate, you may be eligible for additional support with travel costs or housing through programs like the Advanced Learner Loan Bursary.

Summary

While participating in an apprenticeship, it is possible to claim Universal Credit, provided you meet the eligibility criteria outlined by the government. Your income, working hours, and household circumstances will be considered when determining the amount of Universal Credit you are entitled to receive. However, exploring all the funding and support options available specifically for apprentices is essential to ensure you have access to the necessary resources to support you throughout your training and development.

Remember, the information provided here serves as a general guide, and it’s advisable to seek personalised advice from your local Jobcentre Plus or relevant government agencies to understand your specific eligibility and financial situation accurately. 


Updated on June 2, 2023

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